Bankera is described as ‘Banking For The Blockchain Era‘ and as at the time of this publication, the ICO is live. Bankera’s domain was privately registered and no information is displayed about the person that registered it. They however displayed some so called admins on their website as persons who are piloting it’s affairs.
On it’s vision, according to the Bankera.com, ” Bankera is building a digital bank to last for the blockchain era. As a traditional bank, Bankera’s services fit into three groups:
Payments including payment accounts with personal IBAN, debit cards, interbank foreign exchange rates and payment processing. All services will support both traditional fiat currencies as well as cryptocurrencies such as Bitcoin, Ethereum, DASH, NEM, ERC20 compliant tokens and others. In the long term, Bankera will implement innovative solutions such as gross-domestic-product (GDP) linked currencies and the use of exchange traded funds as a substitute for money.
Loans and deposits will be a key competitive edge as well as core service of Bankera. Current deposits will receive interest just as savings do. All Bankera clients will be able to benefit from higher interest rates due to proprietary information about borrowers’ cash flow, as most loans will be given to business clients who use the payment processing solution.
Investments will consist of low-cost investment products such as exchange traded funds (ETFs), crypto-funds (a portfolio of various cryptocurrencies and crypto tokens) as well as roboadvisory solutions for wealth management. Eventually, Bankera will offer investment banking services including financing corporate strategies of our business clients.”
Bankera’s token is known as Bankers (BNK). Each holder of Banker (BNK) tokens will be entitled to a referral commission, paid weekly; this will be constituted of 20% of Bankera and SpectroCoin net transaction revenue.
However there is no known retailable product or service making affiliates only able to market only Bankera’s affiliate membership.
The BNK once acquired is lent back to Bankera on a promise of a ROI to some percentage. With the only form of income to Bankera being investment by new affiliates which is a feature of a Ponzi scheme, investors are advised to trade with caution.
To access, register or login to Bankera’s website, click the link below. Also to participate in the ongoing ICO, click the link below.